Privacy Policy

1. Introduction

Premier Trading (“we,” “us,” or “our”) operates Staitement, a financial management platform. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our services.

2. Information We Collect

We may collect the following types of information:

• Account information: Name, email address, and password when you create an account.
• Financial data: Transaction data, account balances, and other financial information retrieved from your connected bank accounts and financial institutions through secure third-party services (such as Stripe Financial Connections).
• Business information: Organization name, chart of accounts, invoices, bills, contacts, and other data you enter into the platform.
• Usage data: Information about how you interact with our platform, including pages visited, features used, and device information.

3. How We Use Your Information

We use your information to:

• Provide, maintain, and improve our accounting and financial management services
• Connect to your bank accounts and retrieve transaction data for bookkeeping
• Generate financial reports, invoices, and statements
• Provide AI-assisted accounting features and recommendations
• Process payments and manage your subscription
• Communicate with you about your account and our services
• Detect, prevent, and address fraud or security issues

4. Financial Data & Bank Connections

When you connect a bank account through Staitement, we use Stripe Financial Connections (or similar secure third-party providers) to access your financial data. We do not store your bank login credentials. The financial data we retrieve is used solely to provide our accounting services to you. We access only the data necessary to deliver our services, which may include account balances, transaction history, and account holder information.

5. Data Sharing & Disclosure

We do not sell your personal or financial information. We may share your information with:

• Service providers: Third-party services that help us operate our platform (e.g., Stripe for payments and financial connections, cloud hosting providers).
• Legal requirements: When required by law, regulation, or legal process.
• Business transfers: In connection with a merger, acquisition, or sale of assets, your information may be transferred.

6. Data Security

We implement industry-standard security measures to protect your data, including encryption in transit and at rest, secure authentication, and regular security reviews. However, no method of transmission over the internet or electronic storage is 100% secure.

7. Data Retention

We retain your data for as long as your account is active or as needed to provide our services. If you close your account, we will delete or anonymize your data within a reasonable timeframe, except where retention is required by law (e.g., financial records).

8. Your Rights

Depending on your jurisdiction, you may have the right to access, correct, delete, or port your personal data. You may also have the right to opt out of certain data processing activities. To exercise these rights, contact us at the email below.

9. Cookies & Tracking

We use essential cookies to maintain your session and provide core functionality. We do not use third-party advertising trackers.

10. Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of material changes by posting the updated policy on this page with a revised “Last updated” date.

11. Contact Us

If you have questions about this Privacy Policy or how we handle your data, please contact us at frontdesk@ptxagri.com.